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N O P Q R S T U V W X Y Z
Occupational Disease
Impairment of health which has been caused by continued exposure to conditions inherent in a person's occupation or a disease caused by employment or resulting from the nature of employment. Office Visit Health care services provided in the physician's office. Open Access Also called open panel, allows participant to see another participating service provider without a referral. Open Enrollment Period Period during which members elect to be included under an alternate plan, usually without providing evidence of insurability. Optionally Renewable Contract in which an insurer reserves the unrestricted right to terminate coverage at any anniversary or at any premium due date. Out-of-Pocket Costs Amounts insured must pay out of their own pocket, including such things as coinsurance, deductibles, etc. Out-of-Pocket Limit Maximum coinsurnace insured is required to pay, after which the insurer will pay 100% of covered expenses up to policy limit. Outpatient One who is not a bed patient in the hospital in which they are receiving treatment. Over-The-Counter Drugs (OTC) Drug that can be purchased without a prescription.