Unallocated Benefit

Benefit providing reimbursement of expenses up to a maximum; without any schedule of benefits as such.

Uniform Premium

Rating system used to calculate premiums for all insureds without distinctions as to age, sex or occupation.

Urgi-Center

Emergency medical service center separate from a hospital or medical facility.

Utilization

How much a covered group uses a particular plan or program.

Utilization Management

Procedure or process utilizing a review coordinator to evaluate necessity and appropriateness of various health care services.

Utilization Review

Cost control mechanism monitoring by insurers and employers the appropriateness, necessity, and quality of health care.